December might seem like a month for cozy fires and holiday shopping, but it’s also the perfect time to build your dream home. By locking in today’s pricing, securing competitive mortgage rates, and taking advantage of the recent 0.5% rate drop, there’s no reason to wait.

San Rufo Homes is here to show you how acting now can save you money, stress, and help you achieve the dream home you’ve always wanted.

1. Lock in 2024 Prices Before 2025 Increases

Home prices don’t stand still. By locking in 2024 pricing before the year wraps up, you’ll:

• Avoid 2025 Price Increases: Rising material, labour, and land costs mean higher home prices. Secure your home at today’s lower rate.
• Protect Your Budget: Predictable costs allow for confident planning.

Building your dream home at 2024 prices is like getting the perfect holiday deal—you don’t want to miss it!

2. Secure Your Mortgage Rate Now—And Benefit Later

A completion mortgage option offers unmatched flexibility while you build:

• No Rate Lock Until Possession: Finalize your rate when your home is move-in ready.
• Benefit From Future Rate Drops: If rates decrease during construction, you can work with your mortgage provider to secure the lower rate.

With the recent 0.5% drop, borrowing is already more affordable. Acting now means locking in savings while staying flexible for future rate cuts.

3. Start 2025 in Your Dream Home

Why wait to build the home you’ve been dreaming of? December is the perfect time to get ahead:

• Start Now, Move in 2025: Begin the process this month to settle into your new home next year.
• Beat the Rush: Choose your home site before the rush of spring buyers choose theirs and inventory shrinks.

Imagine starting 2025 building a home designed for your lifestyle—there’s no better way to begin a fresh chapter.

4. Maximize Savings with Today’s Market Conditions

December offers a unique opportunity to save:

• Rates Are Down: With interest rates dipping 0.5%, mortgage payments are more manageable.
• Favourable Pricing: Locking in current prices protects you from 2025 increases.

These savings can significantly lower the cost of your dream home, leaving room for other goals.

5. Why Choose San Rufo Homes?

At San Rufo Homes, we don’t just build houses—we create spaces where families thrive:

• Exceptional Craftsmanship: At San Rufo, we pride ourselves on building custom homes that reflect our clients’ needs and practicality. Meticulous to the last detail, our customer-based approach and quality craftsmanship empower us to turn your new home dreams into a reality while exceeding your expectations every step of the way.
• Quick Possession Options: Need to move sooner? Explore our available homes.
• Personalized Service: Our dedication to our customers remains second to none. Besides taking extra steps to ensure your new home is of unsurpassed quality, our multi-inspection and walk-through processes guarantee a standard of excellence in both workmanship and function.

With flexible mortgage options and current pricing, there’s no better partner for this exciting journey.

Ready to Build Your Dream Home? Let’s Talk!

Take advantage of 2024 pricing, the recent rate drop, and flexible financing options:

• Secure your mortgage rate and benefit from future drops.
• Lock in pricing before 2025 increases.
• Act now to save and get ahead of the spring rush.

Explore your options and start the journey toward your dream home.